A brief overview of Real-time payments, faster payments, and instant payments. Also discusses the key network rails TCH and the Fed.

Introduction to a 5 part series on real-time payments and instant payments.

As 2022 rolls to a close, we turn our eyes to the New Year and try to prepare for 2023. Based on my experiences and observations, these...

If you aren't too close to this space, you may have a little confusion about what the difference is between Open Banking and...

During covid we've seen an explosive growth B2B and B2C business. Organizations that may have done the bulk of their business face to...

Data breaches have been increasing exponentially every year. In the first half of 2018, there were 4.5B consumer records exposed as a...

In this crazy world of Covid, many of us spend more time at our desks, heads down, overwhelmed by work, with few excuses to take breaks. ...

2023? 2025? Later? When will we go passwordless? We've been saying "within the next five years" for more than five years now. Our...

Decentralized Identity is the concept that a user should be able to own their personal details ...what could go wrong?

Much is still uncertain as we enter 2021, but resilience is key - the ability to change when something unexpected happens. To build "slack"

If you deal with financial transactions, you are probably saying to yourself - what is synthetic fraud, how can I detect it...and prevent it

There were 135 data breaches in 2018, with 126% more customer Personally Identifiable Information (PII) data exposed than in 2017, that’s

Friend or foe? Plans for launch of global digital currency Libra, could disrupt payment ecosystem, but enable benefit millions of unbanked.

Contactless methods of payments, such as mobile wallets and tap and pay cards are growing in popularity due to their convenience and...

As we all know, the payment landscape is changing rapidly. Neo-banks, alternative lending companies, and fintech companies are...

The hype cycle was created by Gartner in 1995, and models the lifecycle of innovation across an industry. There are different version s...

Capable, competent, compelling, charismatic, persuasive. Have you ever noticed how some people can walk into a room, and have immediate...

Security technology has and protecting customers’ identity, grown increasingly important over the last 20 years. Identity devices are...