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Instant Payments Maven™
Keynote Speaker on Payments Modernization, Risk, and the Future of Money Movement
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Legacy Banking Costs: The Hidden Financial and Strategic Burden on Financial Institutions
Legacy banking systems drain 64% of IT budgets, slow innovation, and increase compliance risks. Modernization is no longer optional.

Marcia Klingensmith
Feb 25, 20255 min read


Open Banking vs. Open Finance: Understanding the Differences and Opportunities
Discover the key differences between Open Banking and Open Finance. Learn how these shape the future of finance and unlock new opportunities

Marcia Klingensmith
Jan 6, 20254 min read


Decoding Dodd-Frank 1033: What Financial Institutions Need to Know Now
Discover how Dodd-Frank 1033 transforms financial data sharing. Learn compliance timelines & unlock innovation for your institution.

Marcia Klingensmith
Jan 6, 20254 min read


Instant Payments Maven's Predictions for 2025
Instant Payments Maven’s 2025 Predictions: Embrace instant payments, AI, open banking, and crypto to stay ahead in a transforming financial

Marcia Klingensmith
Jan 1, 20255 min read


Open Banking vs Banking-as-a-Service
If you aren't too close to this space, you may have a little confusion about what the difference is between Open Banking and...

Marcia Klingensmith
Feb 2, 20223 min read


Decentralized IDs - 8 areas of concern
Decentralized Identity is the concept that a user should be able to own their personal details ...what could go wrong?

Marcia Klingensmith
Dec 18, 20204 min read


Detecting and combatting Synthetic Identity Fraud
If you deal with financial transactions, you are probably saying to yourself - what is synthetic fraud, how can I detect it...and prevent it

Marcia Klingensmith
Dec 27, 20197 min read


Cybersecurity, no more user names and passwords
Security technology has and protecting customers’ identity, grown increasingly important over the last 20 years. Identity devices are...

Marcia Klingensmith
Oct 5, 20153 min read
instant payments, payments risk, payments governance, payments modernization
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