Instant Payments Maven™
Keynote Speaker on Payments Modernization, Risk, and the Future of Money Movement
Banking & Payments Modernization
Keynote Speaker
Instant payments, risk, and
the future of money movement
for senior leaders
About the speaker
Marcia Klingensmith is widely known in the industry as the Instant Payments Maven™ and is a trusted voice financial institutions turn to when navigating payments modernization, emerging rails, and real-time decisioning.
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With more than 20 years across global banks, payment networks, and fintech platforms, she brings a practical, risk-aware lens to instant payments, AI, ISO 20022, and new settlement models.
Her work focuses on helping senior leaders understand what is changing, why it matters now, and how to lead through it safely.
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Marcia speaks globally at industry conferences, executive forums, and policy-adjacent events across the U.S., Europe, and the Caribbean.
why event hosts invite marcia
Event hosts invite Marcia when their audience needs:
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Clarity on instant payments beyond speed and hype
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A risk-first perspective on payments modernization
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Grounded insight on AI, data, and emerging payment rails
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Global context that connects policy, technology, and operations
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Education without product bias or selling
Signature key themes
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Instant Payments as a Practical Entry Point to Modernization
How instant payments reveal architectural gaps—and how leaders use them as a safe starting point for broader modernization.
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Risk Is Not the Enemy
Why speed does not create risk, and how institutions design trust into modern money movement.
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AI in Payments: Where It Actually Works
Separating real operational impact from experimentation across automation, reconciliation, and personalization.
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Stablecoins, Tokenization, and Optionality
How to think about emerging rails without committing too early... or ignoring them too long.
speaking formats
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Executive keynotes
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Emcee
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Panel moderation
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Fireside chats
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Educational workshops
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Industry podcasts and media appearances
Logistics
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Based in the United States
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Available for domestic and international events
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Virtual and in-person formats
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Advance coordination required
Speaking and media inquiries
For keynote, panel, or media inquiries, please contact: marcia@fintech-consultant.com