Instant payments are not inherently risky, they simply require smarter defenses. This article explores instant payments fraud prevention through layered controls that verify identity, intent, and behavior in real time. Learn how leading banks are embedding authentication, behavioral analytics, and SAFE™ principles to build systems that can prove trust at speed.

By Marcia Klingensmith, Instant Payments Maven™ If your institution is live on FedNow ® or RTP ® but hasn’t turned on Send...

Last month, I had the privilege of presenting to senior financial leaders at the ABA PSAC event on a topic that’s quietly transforming...

How a small Irish credit union is showing that Open Banking APIs aren’t just for big banks—success lies in the right partners   By Marcia...

Legacy banking systems drain 64% of IT budgets, slow innovation, and increase compliance risks. Modernization is no longer optional.

💡 Instant payments aren’t just faster—they cut costs, reduce fraud, & drive revenue. Stop the misconceptions & start optimizing! 🚀 #Instan

Instant Payments Maven’s 2025 Predictions: Embrace instant payments, AI, open banking, and crypto to stay ahead in a transforming financial

Ready to unlock the power of instant payments? This guide will help you navigate the journey.   #InstantPayments #FinTech

SEPA Instant Credit Transfer deadlines loom! Is your institution ready? Learn how to seize this opportunity. #InstantPayments #SEPA #FinTech

Build a compelling business case for instant payments. Increase revenue, reduce costs, and enhance customer satisfaction.

Gain a competitive edge with instant payments. Unlock the potential for growth and customer loyalty. #InstantPaymentsMaven #FedNow #RTP

Facing pressure to optimize, manage risk, and adapt? Instant payments offer a solution for financial leaders. #instantpaymentsmaven

The current P2P market is already meeting consumer needs. So, what additional value proposition does X bring to the table?

Musk's X ventures into instant P2P payments, creating challenges & opportunities for banks. Collaborate or compete? #instantpaymentsmaven

Confused by instant payments? Our workshop sheds light on how departments like Treasury & Operations can benefit! #instantpayments #fednow

I was recently asked for my insights to common pitfalls or overlooked aspects that financial institutions might encounter when developing...

64% of Americans live paycheck to paycheck! Can instant payments help bridge the gap? Share your thoughts & solutions! #financialinclusion

In the fast-paced world of insurance, customer satisfaction hinges on speed and convenience. Gone are the days of paper checks and...

Through the power of real time payments, we have the opportunity to redefine financial inclusion ...

By approaching real-time payments implementation strategically, financial institutions can stay ahead while meeting customer needs.