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"Instant Payments Maven"
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Marcia Klingensmith
5 days ago4 min read
Open Banking vs. Open Finance: Understanding the Differences and Opportunities
Discover the key differences between Open Banking and Open Finance. Learn how these shape the future of finance and unlock new opportunities
3 views0 comments
Marcia Klingensmith
5 days ago4 min read
Decoding Dodd-Frank 1033: What Financial Institutions Need to Know Now
Discover how Dodd-Frank 1033 transforms financial data sharing. Learn compliance timelines & unlock innovation for your institution.
13 views0 comments
Marcia Klingensmith
Jan 15 min read
Instant Payments Maven's Predictions for 2025
Instant Payments Maven’s 2025 Predictions: Embrace instant payments, AI, open banking, and crypto to stay ahead in a transforming financial
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Marcia Klingensmith
Oct 5, 20243 min read
The Financial Rosetta Stone: Unlocking the Power of ISO20022 in Payments
ISO20022: The Financial Rosetta Stone revolutionizing payments. Standardization unlocks efficiency, reduces costs, and enables innovation.
6 views0 comments
Marcia Klingensmith
Jul 14, 20244 min read
From Vision to Action: Unlocking the Power of Instant Payments with a Compelling Business Case
Build a compelling business case for instant payments. Increase revenue, reduce costs, and enhance customer satisfaction.
21 views0 comments
Marcia Klingensmith
Jun 30, 20243 min read
Why Instant Payments Matter: The Shift Towards Real-Time Finance
Gain a competitive edge with instant payments. Unlock the potential for growth and customer loyalty. #InstantPaymentsMaven #FedNow #RTP
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Marcia Klingensmith
May 31, 20243 min read
Beyond Speed: Unlocking Strategic Applications of Instant Payments for Operational Excellence
Facing pressure to optimize, manage risk, and adapt? Instant payments offer a solution for financial leaders. #instantpaymentsmaven
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Marcia Klingensmith
May 29, 20243 min read
The Buzz Around Elon Musk's X P2P Payments: The Instant Payments Maven's Perspective
The current P2P market is already meeting consumer needs. So, what additional value proposition does X bring to the table?
18 views0 comments
Marcia Klingensmith
May 27, 20243 min read
Elon Musk's X and the Instant Payments Opportunity: A Fintech Musing
Musk's X ventures into instant P2P payments, creating challenges & opportunities for banks. Collaborate or compete? #instantpaymentsmaven
3 views0 comments
Marcia Klingensmith
May 4, 20232 min read
Unleashing the Power of Instant Payments: Boosting Cash Flow and Meeting Customer Expectations
In this article, we delve into the world of instant payments and explore how small to mid-size financial institutions can benefit from...
22 views0 comments
Marcia Klingensmith
Apr 11, 20233 min read
US Instant Payments challenges not so different from those in EU
Last Tuesday I listened to Finextra webinar on “Instant Payments connectivity on the Cloud”, and found a lot of similarities to what...
26 views0 comments
Marcia Klingensmith
Jan 24, 20234 min read
Real-Time Payments Consumer Use Cases
Overview of trends driving the need for real-time payments and common use cases where real-time payments is used today.
38 views0 comments
Marcia Klingensmith
Jan 16, 20233 min read
What is Instant Payments (is it the same as real-time payments?)
A brief overview of Real-time payments, faster payments, and instant payments. Also discusses the key network rails TCH and the Fed.
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Marcia Klingensmith
Jan 16, 20231 min read
Instant Payments: A 5-part series
Introduction to a 5 part series on real-time payments and instant payments.
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Marcia Klingensmith
Dec 26, 20226 min read
MK FinTech Consultant predictions for 2023
As 2022 rolls to a close, we turn our eyes to the New Year and try to prepare for 2023. Based on my experiences and observations, these...
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Marcia Klingensmith
Oct 5, 20153 min read
Cybersecurity, no more user names and passwords
Security technology has and protecting customers’ identity, grown increasingly important over the last 20 years. Identity devices are...
12 views0 comments
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