Most instant payments initiatives stall for one simple reason.Product and Risk teams talk past each other. Product leaders push for speed. Risk teams focus on safety. Both are right—but when they operate in silos, trust falls through the cracks. The latest Federal Reserve Consumer Payments Study confirms what many of us see daily:Consumers and businesses want payments that are not only instant, but also reliable and secure. Eighty-two percent cite immediate notifications and

The rise of agentic commerce means your next customer might be an AI. Learn how Walmart’s OpenAI partnership signals a new era where visibility, structure, and trust data define who wins in finance, and why instant payments modernization is your bridge to AI readiness.

Instant payments are not inherently risky, they simply require smarter defenses. This article explores instant payments fraud prevention through layered controls that verify identity, intent, and behavior in real time. Learn how leading banks are embedding authentication, behavioral analytics, and SAFE™ principles to build systems that can prove trust at speed.

Instant payments are changing how money moves, and how liquidity must be managed. In a 24/7 world, cutoff times no longer define control and buffers no longer guarantee resilience. Every second counts, and funding must flow as fast as the payments themselves. Learn how leading banks are building real-time liquidity strategies that turn risk into competitive advantage.