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"Instant Payments Maven"
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Marcia Klingensmith
7 hours ago3 min read
The Hidden Cost Savings of Instant Payments: How Banks Are Automating for Profit
💡 Instant payments aren’t just faster—they cut costs, reduce fraud, & drive revenue. Stop the misconceptions & start optimizing! 🚀 #Instan
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Marcia Klingensmith
Jan 64 min read
Open Banking vs. Open Finance: Understanding the Differences and Opportunities
Discover the key differences between Open Banking and Open Finance. Learn how these shape the future of finance and unlock new opportunities
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Marcia Klingensmith
Jan 64 min read
Decoding Dodd-Frank 1033: What Financial Institutions Need to Know Now
Discover how Dodd-Frank 1033 transforms financial data sharing. Learn compliance timelines & unlock innovation for your institution.
14 views0 comments


Marcia Klingensmith
Jan 15 min read
Instant Payments Maven's Predictions for 2025
Instant Payments Maven’s 2025 Predictions: Embrace instant payments, AI, open banking, and crypto to stay ahead in a transforming financial
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Marcia Klingensmith
Oct 5, 20243 min read
The Financial Rosetta Stone: Unlocking the Power of ISO20022 in Payments
ISO20022: The Financial Rosetta Stone revolutionizing payments. Standardization unlocks efficiency, reduces costs, and enables innovation.
6 views0 comments

Marcia Klingensmith
Jul 14, 20244 min read
From Vision to Action: Unlocking the Power of Instant Payments with a Compelling Business Case
Build a compelling business case for instant payments. Increase revenue, reduce costs, and enhance customer satisfaction.
23 views0 comments

Marcia Klingensmith
Jun 30, 20243 min read
Why Instant Payments Matter: The Shift Towards Real-Time Finance
Gain a competitive edge with instant payments. Unlock the potential for growth and customer loyalty. #InstantPaymentsMaven #FedNow #RTP
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Marcia Klingensmith
May 31, 20243 min read
Beyond Speed: Unlocking Strategic Applications of Instant Payments for Operational Excellence
Facing pressure to optimize, manage risk, and adapt? Instant payments offer a solution for financial leaders. #instantpaymentsmaven
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Marcia Klingensmith
May 29, 20243 min read
The Buzz Around Elon Musk's X P2P Payments: The Instant Payments Maven's Perspective
The current P2P market is already meeting consumer needs. So, what additional value proposition does X bring to the table?
18 views0 comments

Marcia Klingensmith
May 27, 20243 min read
Elon Musk's X and the Instant Payments Opportunity: A Fintech Musing
Musk's X ventures into instant P2P payments, creating challenges & opportunities for banks. Collaborate or compete? #instantpaymentsmaven
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Marcia Klingensmith
May 4, 20232 min read
Unleashing the Power of Instant Payments: Boosting Cash Flow and Meeting Customer Expectations
In this article, we delve into the world of instant payments and explore how small to mid-size financial institutions can benefit from...
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Marcia Klingensmith
Jan 24, 20234 min read
Real-Time Payments Consumer Use Cases
Overview of trends driving the need for real-time payments and common use cases where real-time payments is used today.
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Marcia Klingensmith
Jan 16, 20233 min read
What is Instant Payments (is it the same as real-time payments?)
A brief overview of Real-time payments, faster payments, and instant payments. Also discusses the key network rails TCH and the Fed.
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Marcia Klingensmith
Jan 16, 20231 min read
Instant Payments: A 5-part series
Introduction to a 5 part series on real-time payments and instant payments.
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Marcia Klingensmith
Dec 26, 20226 min read
MK FinTech Consultant predictions for 2023
As 2022 rolls to a close, we turn our eyes to the New Year and try to prepare for 2023. Based on my experiences and observations, these...
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Marcia Klingensmith
Aug 18, 20213 min read
Increasing sales revenue through management of Cross-Border Payments in age of Covid
During covid we've seen an explosive growth B2B and B2C business. Organizations that may have done the bulk of their business face to...
21 views0 comments

Marcia Klingensmith
Jun 20, 20195 min read
Friend or Foe? Universal currency may be a lot closer than you think!
Friend or foe? Plans for launch of global digital currency Libra, could disrupt payment ecosystem, but enable benefit millions of unbanked.
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Marcia Klingensmith
Apr 21, 20194 min read
Touch Points on Contactless Payments
Contactless methods of payments, such as mobile wallets and tap and pay cards are growing in popularity due to their convenience and...
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