
"Instant Payments Maven"
Your partner in Instant Payments
SEND™: From Receive-Only to Revenue-Ready in 6–8 Weeks

Most financial institutions are live on RTP or FedNow—but stuck in a receive-only rut. SEND™ is how you break out.
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SEND™ is a fixed-duration, expert-led accelerator that helps financial institutions prioritize monetizable Send-side use cases, build a board-ready business case, and chart the next steps toward execution—in just 6–8 weeks.
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Led by Marcia Klingensmith, the Instant Payments Maven™, SEND™ gives you the clarity, structure, and monetization focus needed to move forward with confidence.
Why Financial Institutions Choose SEND™
The Instant Payments Use-Case Accelerator for Banks & Credit Unions
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Fast. Get clarity, alignment, and board-ready outputs in 6–8 weeks—not quarters.
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Monetizable. Every use case vetted for revenue potential, not just feasibility.
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Board-Ready. Walk away with a high-level business case, roadmap, and next steps that secure buy-in.
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Tailored. We align recommendations to your tech stack, customer segments, and operational realities.
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Credible. Built by a former RTP product exec with $13.8M+ in launch wins across banks and fintechs.

What you walk away with
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Opportunity Snapshot – A clear view of your current capabilities and gaps
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Use Case Inventory – Prioritized Send-side ideas based on ROI, readiness, and market demand
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Mini Business Cases – Revenue modeling and T-shirt sizing for top use cases
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Board-Ready Outputs – High-level roadmap, impacted systems & teams, and next-step decisions
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Clarity on Partner Needs – Understand where you'll need tech/vendor support post-engagement
Example Use Cases We Help You Explore
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Instant Payroll for Gig/SMB Clients
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Real-Time Loan Disbursements
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Wallet Funding & Digital Payouts
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Interbank & Fintech Settlements
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Request for Pay (Consumer + B2B Billers)
Who It's For
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If you're a financial institution live on RTP or FedNow—but haven’t monetized Send—this is for you. Ideal for teams in product, operations, payments strategy, or innovation who need a clear, credible path to move forward.