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"Instant Payments Maven"
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Legacy Banking Costs: The Hidden Financial and Strategic Burden on Financial Institutions
Legacy banking systems drain 64% of IT budgets, slow innovation, and increase compliance risks. Modernization is no longer optional.

Marcia Klingensmith
Feb 255 min read
67 views
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The Hidden Cost Savings of Instant Payments: How Banks Are Automating for Profit
💡 Instant payments aren’t just faster—they cut costs, reduce fraud, & drive revenue. Stop the misconceptions & start optimizing! 🚀 #Instan

Marcia Klingensmith
Feb 153 min read
7 views
0 comments


Instant Payments Maven's Predictions for 2025
Instant Payments Maven’s 2025 Predictions: Embrace instant payments, AI, open banking, and crypto to stay ahead in a transforming financial

Marcia Klingensmith
Jan 15 min read
8 views
0 comments


Modernizing Payments: A Step-by-Step Guide to Instant Payments Integration
Ready to unlock the power of instant payments? This guide will help you navigate the journey.
#InstantPayments #FinTech

Marcia Klingensmith
Dec 10, 20243 min read
7 views
0 comments


Europe's Race to Real-Time: Seizing the SEPA Instant Opportunity
SEPA Instant Credit Transfer deadlines loom! Is your institution ready? Learn how to seize this opportunity. #InstantPayments #SEPA #FinTech

Marcia Klingensmith
Nov 17, 20243 min read
1 view
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From Vision to Action: Unlocking the Power of Instant Payments with a Compelling Business Case
Build a compelling business case for instant payments. Increase revenue, reduce costs, and enhance customer satisfaction.

Marcia Klingensmith
Jul 14, 20244 min read
23 views
0 comments


Why Instant Payments Matter: The Shift Towards Real-Time Finance
Gain a competitive edge with instant payments. Unlock the potential for growth and customer loyalty. #InstantPaymentsMaven #FedNow #RTP

Marcia Klingensmith
Jun 30, 20243 min read
15 views
0 comments


Beyond Speed: Unlocking Strategic Applications of Instant Payments for Operational Excellence
Facing pressure to optimize, manage risk, and adapt? Instant payments offer a solution for financial leaders. #instantpaymentsmaven

Marcia Klingensmith
May 31, 20243 min read
13 views
0 comments


The Buzz Around Elon Musk's X P2P Payments: The Instant Payments Maven's Perspective
The current P2P market is already meeting consumer needs. So, what additional value proposition does X bring to the table?

Marcia Klingensmith
May 29, 20243 min read
20 views
0 comments


Elon Musk's X and the Instant Payments Opportunity: A Fintech Musing
Musk's X ventures into instant P2P payments, creating challenges & opportunities for banks. Collaborate or compete? #instantpaymentsmaven

Marcia Klingensmith
May 27, 20243 min read
3 views
0 comments


Demystifying Instant Payments: Insights from a Recent Workshop
Confused by instant payments? Our workshop sheds light on how departments like Treasury & Operations can benefit! #instantpayments #fednow

Marcia Klingensmith
May 2, 20243 min read
15 views
0 comments


Don’t get left behind: Mastering your Instant Payments Strategy
I was recently asked for my insights to common pitfalls or overlooked aspects that financial institutions might encounter when developing...

Marcia Klingensmith
Mar 31, 20242 min read
21 views
0 comments


Paycheck to Paycheck: Can Instant Payments Bridge the Gap?
64% of Americans live paycheck to paycheck! Can instant payments help bridge the gap? Share your thoughts & solutions! #financialinclusion

Marcia Klingensmith
Mar 24, 20242 min read
12 views
0 comments


Real Time Payments: Redefining Claim Settlement for Insurance Companies
In the fast-paced world of insurance, customer satisfaction hinges on speed and convenience. Gone are the days of paper checks and...

Marcia Klingensmith
Feb 23, 20242 min read
11 views
0 comments


The power of real time payments in payroll: Driving Financial inclusion
Through the power of real time payments, we have the opportunity to redefine financial inclusion ...

Marcia Klingensmith
Nov 2, 20232 min read
14 views
0 comments


Getting Started with Instant Payments: Navigating Operational Impacts for Financial Institutions
By approaching real-time payments implementation strategically, financial institutions can stay ahead while meeting customer needs.

Marcia Klingensmith
Jul 30, 20233 min read
16 views
0 comments


Real Time Payments: Empowering Financial Inclusion for All
In today's fast-paced world, economic mobility is declining, and unexpected events can leave many individuals struggling to recover. The...

Marcia Klingensmith
Jul 13, 20233 min read
23 views
0 comments


Unleashing the Power of Instant Payments: Boosting Cash Flow and Meeting Customer Expectations
In this article, we delve into the world of instant payments and explore how small to mid-size financial institutions can benefit from...

Marcia Klingensmith
May 4, 20232 min read
23 views
0 comments


US Instant Payments challenges not so different from those in EU
Last Tuesday I listened to Finextra webinar on “Instant Payments connectivity on the Cloud”, and found a lot of similarities to what...

Marcia Klingensmith
Apr 11, 20233 min read
26 views
0 comments


Real-Time Payments Consumer Use Cases
Overview of trends driving the need for real-time payments and common use cases where real-time payments is used today.

Marcia Klingensmith
Jan 24, 20234 min read
38 views
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