realtimepayments | FinTech Consultant

Marcia Klingensmith

Beyond Speed: Unlocking Strategic Applications of Instant Payments for Operational Excellence

Facing pressure to optimize, manage risk, and adapt? Instant payments offer a solution for financial leaders. #instantpaymentsmaven

Marcia Klingensmith

Unleashing the Power of Instant Payments: Boosting Cash Flow and Meeting Customer Expectations

In this article, we delve into the world of instant payments and explore how small to mid-size financial institutions can benefit from...

Marcia Klingensmith

US Instant Payments challenges not so different from those in EU

Last Tuesday I listened to Finextra webinar on “Instant Payments connectivity on the Cloud”, and found a lot of similarities to what...

Marcia Klingensmith

Real-Time Payments Consumer Use Cases

Overview of trends driving the need for real-time payments and common use cases where real-time payments is used today.

Marcia Klingensmith

What is Instant Payments (is it the same as real-time payments?)

A brief overview of Real-time payments, faster payments, and instant payments. Also discusses the key network rails TCH and the Fed.

Marcia Klingensmith

Instant Payments: A 5-part series

Introduction to a 5 part series on real-time payments and instant payments.

Marcia Klingensmith

MK FinTech Consultant predictions for 2023

As 2022 rolls to a close, we turn our eyes to the New Year and try to prepare for 2023. Based on my experiences and observations, these...

Marcia Klingensmith

Open Banking vs Banking-as-a-Service

If you aren't too close to this space, you may have a little confusion about what the difference is between Open Banking and...

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