SAFE to SEND: A Risk-First Framework for Enabling Instant Payments Send Instant payments are entering a new phase of adoption. For years, financial institutions have focused on receive-only participation. Today, the strategic conversation is shifting toward outbound instant payments, and with it comes a fundamentally different risk profile that many institutions are still navigating. Unlike traditional batch environments, instant payments send removes settlement buffers, comp

Instant payments are not inherently risky, they simply require smarter defenses. This article explores instant payments fraud prevention through layered controls that verify identity, intent, and behavior in real time. Learn how leading banks are embedding authentication, behavioral analytics, and SAFE™ principles to build systems that can prove trust at speed.

By Marcia Klingensmith, Instant Payments Maven™ If your institution is live on FedNow ® or RTP ® but hasn’t turned on Send...

Legacy banking systems drain 64% of IT budgets, slow innovation, and increase compliance risks. Modernization is no longer optional.

💡 Instant payments aren’t just faster—they cut costs, reduce fraud, & drive revenue. Stop the misconceptions & start optimizing! 🚀 #Instan

Discover the key differences between Open Banking and Open Finance. Learn how these shape the future of finance and unlock new opportunities

Discover how Dodd-Frank 1033 transforms financial data sharing. Learn compliance timelines & unlock innovation for your institution.

Instant Payments Maven’s 2025 Predictions: Embrace instant payments, AI, open banking, and crypto to stay ahead in a transforming financial

Ready to unlock the power of instant payments? This guide will help you navigate the journey.   #InstantPayments #FinTech