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Instant Payments Maven™
Perspectives on instant payments, risk, and payments modernization
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How lessons from the pandemic is building resilience in 2021 and beyond
Much is still uncertain as we enter 2021, but resilience is key - the ability to change when something unexpected happens. To build "slack"

Marcia Klingensmith
Dec 8, 20203 min read


Detecting and combatting Synthetic Identity Fraud
If you deal with financial transactions, you are probably saying to yourself - what is synthetic fraud, how can I detect it...and prevent it

Marcia Klingensmith
Dec 27, 20197 min read


5 Questions to ask about GDPR and Protecting Customer Information in the Digital Age
There were 135 data breaches in 2018, with 126% more customer Personally Identifiable Information (PII) data exposed than in 2017, that’s

Marcia Klingensmith
Jun 25, 20194 min read


Friend or Foe? Universal currency may be a lot closer than you think!
Friend or foe? Plans for launch of global digital currency Libra, could disrupt payment ecosystem, but enable benefit millions of unbanked.

Marcia Klingensmith
Jun 20, 20195 min read


Touch Points on Contactless Payments
Contactless methods of payments, such as mobile wallets and tap and pay cards are growing in popularity due to their convenience and...

Marcia Klingensmith
Apr 21, 20194 min read


FinTechs maximize growth potential through regulatory compliance
As we all know, the payment landscape is changing rapidly. Neo-banks, alternative lending companies, and fintech companies are...

Marcia Klingensmith
Apr 21, 20192 min read


Recognizing and Capitalizing on the Stages of Innovation
The hype cycle was created by Gartner in 1995, and models the lifecycle of innovation across an industry. There are different version s...

Marcia Klingensmith
Apr 22, 20173 min read


Cybersecurity, no more user names and passwords
Security technology has and protecting customers’ identity, grown increasingly important over the last 20 years. Identity devices are...

Marcia Klingensmith
Oct 5, 20153 min read
instant payments, payments risk, payments governance, payments modernization
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